How to Become a Michigan Title Insurance Producer in 30 Days

William Marx
Mar 25
2 min read

Updated: Sep 3

Quick facts (what you need to know)

Exam vendor: PSI Services (Title Insurance Producer exam). Fee: $41. 60 questions, 60 minutes, 74% to pass. Scores valid 12 months. Apply for your license through NIPR.
Pre-licensing course: It is highly recommended to prepare for the State Licensing Exam prior to scheduling an appointment.
Where to test: In-person at PSI test centers (Michigan discontinued remote proctored insurance exams).
Continuing education (after you’re licensed): Title producers are exempt from CE in Michigan.
Appointments: To act as an agent for a title insurer, you must be appointed by that insurer (filed within 15 days).

Can you really do this in 30 days?

Yes—if you lock in an exam date first, study with structure, and practice under timed conditions. Because pre-licensing isn’t required for the title exam, you can move quickly: book your PSI slot, study 10–12 focused hours per week for four weeks, then sit the exam.

Step-by-step: from zero to licensed

1) Schedule your exam (Day 1)

Create your PSI account and book the Title Insurance Producer exam at a Michigan test center about 3–4 weeks out. You’ll see locations and availability during checkout. Exam fee: $41.

2) Study what’s actually tested (Days 1–28)

PSI publishes the time limit, item count, and passing score; build your plan around those constraints and practice to 60-minute stamina.

3) Take the exam (Day 28–30)

Arrive 30 minutes early with valid, unexpired ID. You’ll see your pass/fail on-screen and receive an emailed score report. Passing scores are valid 12 months—use that window to submit your license application.

4) Apply for your license (within a few days of passing)

File your application via NIPR. Answer background questions truthfully; DIFS may request documentation depending on responses.

5) Get appointed and start working

Once licensed, your title insurer/underwriter needs to file your appointment (generally within 15 days of contract or first application). You must be appointed to act on an insurer’s behalf.

Scoring strategy: how to hit 74%+

First pass: answer all “gimmes,” mark anything that needs thought.
Second pass: work the medium items; eliminate 2 choices before deciding.
Final pass: guess decisively—there’s no penalty for wrong answers.
Pace for ~1 question/minute; don’t let a single item burn more than 90 seconds.

After you pass: what changes (and what doesn’t)

No CE for title producers: Michigan exempts Title from ongoing continuing education (unlike major lines).
License status: Resident producer licenses are perpetual (you keep them active by staying compliant with Michigan rules; CE doesn’t apply to Title).
Appointment is essential: You still can’t transact for a carrier until appointed. Plan that with your employer/underwriter.

Common pitfalls (and quick fixes)

Waiting to book: test seats fill up—schedule first, then study.
Studying everything but timing: the exam is 60 Q / 60 min—practice to the clock.
Assuming remote testing: Michigan ended remote proctoring—choose an in-person PSI site.
Forgetting the appointment: passing the exam ≠ permission to act for an insurer; get appointed.

Pass the Michigan Title Insurance Producer Exam—on your first try. Join our self-paced exam prep class with quizzes, checklists, and real-world scenarios.